E.J. Smith & Associates

Finding you creative solutions with savings to your bottom line!

Student Security Plan

Providing Insurance products for college students across the country since 1956

Insurance Options for Everyone

Dental and Vision Discount Plans, Short-term Health Insurance, Individual and Family Plans, and more.

Welcome To E.J. Smith & Associates

Specialists in Health Insurance for Students, Faculty & Colleges

E.J. Smith & Associates is your partner, finding you creative solutions with savings to your bottom line.

Because of our partnerships with leading insurance providers, we are able to offer a wide variety of solutions and coverage alternatives that can be customized and tailored to fit your needs.

For nearly four decades, E.J. Smith has specialized in providing affordable short-term and limited-benefit policies for the under-served student populations

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seeking coverage — but the landscape is changing under congressional health care reform, and we have expanded these opportunities for the increasing numbers of people that are falling between the cracks and chasms developing in the health care arena.

Whether you are a student or teacher, an independent contractor or a small business, or a full or part-time employee, we can help.

Let us apply our expertise to your situation! Because E.J. Smith is an independent company partnering with many different carriers, we can guide you through the confusing terrain and ensure that you purchase the proper coverage for your particular situation.


We have a number of different insurance options for Collegiate Undergraduates and Graduate Program Participants.
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Student Security Plan

Visit this page for detailed information on the Student Security Plan as well as the necessary authorization and enrollment forms.
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Find information on dental and vision discount plans, short-term health insurance, individual and family plans, and more.
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About Us

E.J. Smith & Associates, Inc. has a history of providing insurance products for college students across the country since 1956. Click below to find out more about our company and products!
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Our Offerings

  • We offer the following:
    • Short-Term Major Medical
    • Limited-Benefit Medical
    • Gap Plans
    • Student-Athlete Plans
    • International Coverage
    • Accident Plans
    • Dental Plans
  • Ensure your student is covered! You can find the right policy here as well as enrollment and credit card forms.
    Click Here
  • We offer a number of plans for not only students, but also individuals and businesses. Visit our Health Plans page to find out more about our plans!.
    Click Here


EJ Smith has been a pleasure to work with. Their concern has been getting me the most affordable plan that suits my needs. I appreciate that they are always available whenever I have questions about my policy!
Hunter Olsen